I am in the middle of one of those strange periods of
life where time seem to flow at a different rate. My son, James, was born a
week ago, and since then the days have been filled with nappies, laundry, and
vain attempts to keep the house clean. Sleep has become a rare and precious
commodity to be seized whenever it can be found.
The combination of sleep deprivation and lots of mindless
tasks can take the brain in strange directions. For whatever reason, I have
been thinking a lot about my personal happiness. Obviously, watching my family
grow has been a major source of happiness (although, in truth, I think the true
benefit of a family is to be found in the increase in ‘joy’ which is not
exactly the same thing).
With personal free time set to become increasingly
scarce, it is going to be important that I use what time I do
have on things that make me happy. So, in a spare moment, I quickly jotted down
the activities that bring me the most happiness: reading, writing, cycling,
painting, exploring, wealth building.
There are others, of course, but these are the big ones.
Having determined this, I thought it might be beneficial to set myself some
goals. These goals aren’t there to provide pressure on my life. I’m putting no
particular time limit on them (though I suspect they will take about two years),
and there is no reward for success or failure. They are just there as
reminders, gentle nudges to keep me doing the things I love, instead of getting
distracted by other little projects that take time but give little happiness.
So here are my goals.
1) Read 100 books
2) Write 100,000 words
3) Cycle 2,000 miles
4) Paint 100 miniatures
5) Explore 20 new places
6) Invest £10,000
7) Reduce my Mortgage by £10,000
It’s a pretty mighty list for a man with two small
children and a full-time job, but since everything I accomplish from the list is
its own reward, it’s not overly daunting!
The easiest two to accomplish will probably be the
reading and the cycling. I can’t stop myself from reading. I take a book
everywhere and if ever the least bit of boredom starts to creep in, I pull it
out. I can’t really imagine life without reading. A lot of the cycling will be
achieved through my commute to work. I do hope to make some more interesting
journeys as well, but any time spent on the bike is good time.
The writing number is pretty massive, but a lot of that
will be taking up with Frostgrave material that has already been commissioned.
Add in this blog and a few other projects, and I think it will come tumbling
down pretty fast.
Painting miniatures may prove the hardest. Although I
love it, it is the hardest to get myself to do. Since I have no permanent
painting station, every session involves set-up and clean-up time, meaning I have
to have a good chunk of time to devote to it to make it worthwhile. Still, if I
can get on a roll, it will happen.
Exploring is an interesting one. I have often thought I’m
a bit like Bilbo Baggins. I love my home comforts, my books, my comfy
chair...but I’m also drawn by the lure of adventure, by a constant wondering of
what is just over yonder hill. It is a strange compulsion that has led me to
immigrate to the UK, and one that is always gnawing at me. I find huge
satisfaction from seeing new places, I just have a bit of trouble motivating
myself to do it. So, this goal is about going to new places. This can be as
simple as the next village over if I’ve never been there, or a whole new
country. The key though is that I have to have time to explore it. At least
half a day of wandering and taking it in.
Finally, money. My personal relationship to money has
changed greatly over the last couple of years. I’ve never been hugely motivated to accumulate money, because I was never much interested in most of the
things that it could buy. It wasn’t until the last couple of years that I began
to realize that money can actually buy time. That is money can free me from
working and give me more time to – well, to accomplish all of the other things
on this list of goals! So, I’ve got two financial goals. One to increase my
investments, and the other to decrease my debt. Essentially these are the same
thing – a general increase in wealth, but it is more fun to attempt them separately.
Those numbers may look big to some people, and they are,
but I’ve got a few things on my side. About a year and a half ago, my wife and I changed our lifestyle so that we could survive on one salary so that she
could stay home with the kid(s). We had more or less achieved this when
Frostgrave launched. Although Frostgrave doesn’t come close to replacing her
lost salary, it did give us a good boost to the income. Having already accepted
we would live on one salary, this money became ‘extra’, and has mostly gone to
saving towards eventual financial independence.
Also, a bit of good news for us mortgage holders;
interest rates have just dropped by a quarter of a point. Since my mortgage
rate tracks the prime lending rate, it also dropped a quarter point. It doesn’t
sound like much, but when you are talking 'house cost numbers' it makes a difference.
Mainly though, after my success with the
Debt War, I’ve
come to realize that wealth accumulation is partly a state of mind. In order to
build wealth, you first have to believe it is possible. After you do that, it
is just a matter of figuring out how to do it. I actually think, for most
people, that first step is harder than the second.
So, seven goals in an attempt at greater personal happiness. We’ll
see how I get on, and if it has the desired effect.
After this blog, I’ve only got 99,000 words left to
write!